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  <!-- Homepage -->
  <url>
    <loc>https://www.mymedicareplanfinder.com/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Plan Finder Tool — primary content -->
  <url>
    <loc>https://www.mymedicareplanfinder.com/medicare-plan-finder.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Contact -->
  <url>
    <loc>https://www.mymedicareplanfinder.com/contact.html</loc>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Articles (root-level — must match the in-page link paths) -->
  <url>
    <loc>https://www.mymedicareplanfinder.com/part-b-giveback.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/dsnp-explained.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/csnp-vs-dsnp.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/tricare-for-life.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/lowest-moop-nevada.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/hmo-vs-ppo-medicare.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/moop-vs-oop.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/isnp-nevada.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/overseas-emergency-care.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/irmaa-explained.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/lis-extra-help.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.mymedicareplanfinder.com/medigap-nevada.html</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

</urlset>
